We’ve got to find somebody to cosign our mortgage.Who can we ask?

我们必须找个替我们作贷.找谁呢?

Retirement assets such as individual retirement accounts cannot be used to secure loans ， but even they may indirectly count in a borrower's favor as evidence of astuteness .

个人退休金帐户之的退休资产虽然不能用来做贷，可即如此，它们却会证明你很精明，并因此而博得贷方的好感。